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Power AppsDataversePower AutomateAPI IntegrationCredit Check

Customer Onboarding & Credit Check Automation

How we replaced a manual, paper-heavy customer onboarding process with a modern, responsive app - complete with automated credit checks, document uploads, multi-stage approvals and real-time status tracking.

80%
Faster Onboarding
0
Manual Data Entry Errors
Real-time
Automated Credit Checks
100%
Digital - Zero Paper
The challenge

Slow, manual and fragmented

Our client needed to onboard new customers quickly and compliantly - but their existing process was slow, manual and fragmented. Customer information was collected across paper forms, email chains and disconnected spreadsheets. Credit checks were initiated manually by phone. Document collection happened via email with no audit trail.

Duplicate data entry

Customer data was entered into multiple systems manually - leading to duplicates, errors and conflicting records.

Manual credit checks

Staff had to call the provider, wait for results and type them back into the system.

No pipeline visibility

Managers had to chase staff for updates on where each customer was in the onboarding pipeline.

Documents via email

ID proof, address proof and financial statements went missing, wrong versions got used, and compliance checks were inconsistent.

Client
UK Financial Services Firm
Industry
Financial Services
Timeline
6 weeks
Technologies
Power Apps, Dataverse, Power Automate
The onboarding journey

A guided 5-step process

1

Personal Information

Customer details captured once with field validation - no re-keying across systems

2

Financial Details

Income, employment and financial data collected with built-in compliance rules

3

Identification

Identity verification with automated API call to the credit check provider - results written back to Dataverse

4

Documents

ID proof, address proof and financial statements uploaded directly - tracked and version-controlled

5

Review & Submit

Final review with compliance checklist, then the automated approval workflow kicks in

Under the hood

Product-grade UI, serious automation

Code components for a polished UI

Not a typical canvas app. Power Apps code components deliver a modern, responsive interface that feels like a commercial product - clean navigation, progress tracking, inline validation.

Dataverse as the repository

All customer data sits in Dataverse - structured, secure, easy to report on and fully integrated with the Microsoft 365 stack, with role-based access controls.

Power Automate engine

Notifications and alerting at every stage, reminders and escalations when tasks stall, and API calls to the credit check provider with results written straight back.

Automated credit check via API

At the identification stage the app triggers an API call to the credit check provider. The response is written back to Dataverse in real time - no phone calls, no manual entry.

In-app document upload

Supporting documents are uploaded directly within the app - with upload status, document counts and file previews visible in real time.

Before and after

Days to minutes

Before - legacy process
Onboarding time5-7 working days
Credit check processManual phone call
Data entry3+ separate systems
Document collectionEmail attachments
Pipeline visibilityNone
User experienceClunky, desktop only
After - Power Platform
Onboarding timeSame day
Credit check processAutomated API call
Data entrySingle app + Dataverse
Document collectionIn-app upload + tracking
Pipeline visibilityReal-time dashboard
User experienceModern, responsive, mobile
The results

Same-day onboarding

80%
Faster Onboarding
From 5-7 days to same-day completion
100%
Data Accuracy
Validated inputs, automated checks
12 hrs
Admin Saved Weekly
No manual entry, calls or chasing
Zero
Training Needed
Staff picked it up immediately
“The app ThePoint built feels like a commercial product, not a custom build. Our team picked it up immediately and the automated credit checks alone have saved us hours every week. We went from a process that took days to one that takes minutes.”
OMOperations ManagerClient, UK Financial Services
Why Power Platform

Custom-software feel, Power Platform speed

This project shows what's possible when you push Power Platform beyond basic canvas apps. By using code components alongside Dataverse and Power Automate, we delivered a solution that looks and feels like custom software - at a fraction of the cost and timeline of traditional development.

The entire solution runs on the client's existing Microsoft 365 environment. No third-party software licences, no separate hosting, no additional infrastructure. And because it's built on Power Platform, the client's team can make minor adjustments themselves.

Related services

Have a similar challenge?

Whether you’re replacing a legacy onboarding system, digitising a paper process, or need to integrate with external APIs - we can help. Book a free 30-minute discovery call.